FS-48

The NY DMV FS-48 form is a formal application for an exemption from the New York State Financial Security Law, which mandates continuous auto liability insurance coverage. This specific form is used when a vehicle’s insurance coverage has lapsed while the vehicle was being held at a registered New York State repair shop or a junk/salvage facility. To qualify for the exemption, the application must be completed by the facility staff and signed by both the facility manager (or owner) and the vehicle registrant, certifying that the vehicle was not operated or involved in any accidents or violations during the period in question.

A successful application requires the submission of supporting documentation, including a copy of the repair shop invoice and proof of current financial security compliance, such as a current insurance card or proof of plate surrender. The document also serves as a legal certification, warning that false statements are punishable under the NYS Penal Law and may lead to the suspension or revocation of the facility's business certificates. Once completed, the original application and required evidence must be mailed to the NYS DMV Insurance Services Bureau in Albany for review and approval.