Misplacing your car title in New York can be a stressful experience, but replacing it is a straightforward process. Whether your title has been lost, stolen, or damaged, this guide will walk you through the necessary steps to obtain a duplicate title from the New York State Department of Motor Vehicles (DMV).

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Three Paths to a New Title: Online, By Mail, or In-Person

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You have three standard options for applying for a duplicate car title in New York, but the quickest and most convenient will always be using NY Tag & Title

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The Online Self Service Route: Applying for a Duplicate Title Online

If you believe you have all required information in order you can use the NYS DMV's online portal. Before you begin, please ensure you meet the following criteria:

• The vehicle is registered in New York State.
• There are no changes to your name or address.
• There is no lien on the vehicle, or you are not requesting to have a lien removed.
• The title was not issued within the last 15 days.
• The application is not for a deceased owner's title or being submitted with a power of attorney.

If you meet these requirements, you can complete the application and pay the $20.00 fee with a credit or debit card. The new title will be mailed to the address on file with the DMV.

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The Traditional Route: Applying by Mail

If you prefer to apply by mail or do not meet the online application criteria, you can send your application to the DMV's Title Bureau. Here's what you'll need:

• A completed Application for Duplicate Title (Form MV-902).
• A photocopy of your valid New York State driver's license, learner permit, or non-driver ID.
• A check or money order for the $20.00 fee, payable to the "Commissioner of Motor Vehicles."

Mail these items to:

NYS DMV Title Bureau
P.O. Box 2750
Albany, NY 12220-0750

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Face-to-Face: Applying at a DMV Office

You can also apply for a duplicate title in person at a local DMV office. You will need to bring the same documents as the mail-in application:

• A completed Application for Duplicate Title (Form MV-902).
• Your original, valid New York State driver's license, learner permit, or non-driver ID.
• Payment for the $20.00 fee.

It is important to note that even when you apply in person, your new title will not be printed at the DMV office. All titles are printed at a secure facility in Albany and mailed to your address on record. Make an Appointment.

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Key Information to Keep in Mind

• Processing Time: Online applications are the fastest. Mailed applications can still take several weeks to process. Be sure to factor this in if you need your title for a sale or other transaction.
• Correct Address is Crucial: The DMV will mail your duplicate title to the address they have on file. If you have recently moved, you must update your address with the DMV before or during your application for a duplicate title.
• Removing a Lien: If your car loan is paid off and you need to remove the lienholder from your title, you will need to provide the original proof of lien satisfaction from your lender along with your application. This process cannot be done online.

Losing your car title is an inconvenience, but with the right information, replacing it in New York is a manageable task. By choosing the application method that best suits your needs and ensuring you have the correct documentation and fee, you can have a duplicate title in hand and peace of mind.

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Overwhelmed? Skip the DMV Hassle with NY Tag & Title

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For a simplified and hassle-free experience, consider using the services of NY Tag & Title. As an official partner of the NYS DMV, they can help you navigate the process of obtaining a duplicate title without the long lines and confusion. Get started on their website today!